Bodily injury and property damage
General Liability
What is General Liability Insurance?
Your business is shielded from lawsuits and other claims resulting from your operations by general liability insurance (GL). Often known as business liability insurance, it provides coverage for a variety of hazards that small business owners may encounter, such as:
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Products-completed operations
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Advertising and personal harm
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Medical payments
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Damage to premises rented to you
Who Needs General Liability Insurance Coverage?
A commercial general liability policy is a suitable choice for companies that handle customer relations, product sales, advertising, and other activities. General liability is the most popular kind of business insurance since it shields against a wide range of third-party lawsuits and claims, even though it is not mandated by law.
Common professions that purchase general liability insurance include:
Artisan contractors
Small business owners
Landscaping companies
IT contractors
Real estate agents
Consulting
Marketing
And more
General Liability Insurance for Contractors
Business owners policies, or BOPs, are obtained by many contractors; however, your company might not require all of the coverages included in a BOP. General liability insurance might be a preferable option, for example, if you don’t need property insurance and aren’t in charge of paying wages or running costs. By offering the risk protection you require without overburdening you with coverages you don’t need, these products help you save money.
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