8659 Baypine Road, Suite 200A Jacksonville, FL 32256
Condo Insurance
What is Condo Insurance?
Unlike traditional homeowners insurance, which covers the entire structure of a home, condo insurance typically covers the interior of the condo unit, personal property, and liability.
Condo insurance is a type of insurance policy designed specifically for condo owners.
What's covered?
It's essential for condo owners to review their condo association's master policy to understand what is covered and then get condo insurance to cover the rest.
Why do I need Condo Insurance?
The condo association usually has a master insurance policy that covers the common areas and the structure of the building. However, this master policy may not cover everything. Condo insurance helps fill the gaps in coverage, protecting the condo owner's personal belongings, interior structures (such as walls and built-in fixtures), and providing liability coverage if someone is injured in the condo.
What is condo insurance?
Condo insurance is a type of insurance policy designed specifically for condo owners.
Tip
Unlike traditional homeowners insurance, which covers the entire structure of a home, condo insurance typically covers the interior of the condo unit, personal property, and liability.
What's covered?
It's essential for condo owners to review their condo association's master policy to understand what is covered and then get condo insurance to cover the rest.
Why do I need condo insruance?
The condo association usually has a master insurance policy that covers the common areas and the structure of the building. However, this master policy may not cover everything. Condo insurance helps fill the gaps in coverage, protecting the condo owner's personal belongings, interior structures (such as walls and built-in fixtures), and providing liability coverage if someone is injured in the condo.
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What are the
Condo Insurance Coverages?
What's covered by condo insurance is your responsibility as a condo owner. This includes personal property, improvements (custom cabinets), accidents at home, legal actions brought against you, and short-term housing costs while your condo is being fixed.
Personal Liability
Condo liability insurance can assist cover your costs if someone gets hurt in your condo and sues you, or if you have to pay for repairs after inadvertently damaging someone else's property.
Loss of Use
Never will Kelly Insurance Agency abandon you! Loss of use pays for lodging, meals, and rent over and beyond what you would normally pay in the event that your apartment is damaged.
Medical Payments
If someone else is injured in your condo or on nearby property, medical payments coverage will cover their bills. Your association's insurance should take care of injuries sustained in a shared space.
Your Personal Possessions
Nearly all of your belongings are covered if they are stolen or destroyed as personal property. This can apply to clothing, gadgets, bicycles, tools, furniture, and more. Even anything kept outside of your house, such as sheds, garages, cars, etc., are insured.
Talk to our insurance experts
Speak with insurance experts and ask questions before finalizing your plans or if you want help regarding our services. Our dedicated staff is more than happy to call and guide you.
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