Protect Your Home Get Reliable Flood Insurance Today!

Flood insurance is a type of insurance coverage specifically designed to protect property owners from financial losses due to flooding.

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What is Flood Insurance?

Flood insurance shields you against more severe forms of flood damage, such as heavy rain, melting snow, and strong coastal storms, and extends beyond the protection of a typical homeowners insurance policy. Water is excellent in swimming pools and on water slides, but it's not so nice elsewhere in your home. Thus, Kelly Insurance Agency can assist in protecting your investment with a flood coverage under the National Flood Insurance Program (NFIP), regardless of whether you're obligated to purchase flood insurance or you simply want extra security for your property.

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What's covered?

In the event of damage, flood insurance covers both the home's structural and personal belongings. Flood insurance policies usually cover:

  • Appliances

  • Cabinets

  • Carpet and Flooring

  • Heating and Air units

  • Electrical and Plumbing

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Why do I need Flood Insurance?

Purchasing flood insurance coverage is advised for homeowners by the National Flood Insurance Program, particularly if they live in a high-risk location for flooding. If you reside close to a river or other body of water, you might even be compelled to have it.

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What are the
Condo Insurance Coverages?

What's covered by condo insurance is your responsibility as a condo owner. This includes personal property, improvements (custom cabinets), accidents at home, legal actions brought against you, and short-term housing costs while your condo is being fixed.

Personal Liability

Condo liability insurance can assist cover your costs if someone gets hurt in your condo and sues you, or if you have to pay for repairs after inadvertently damaging someone else's property.

Loss of Use

Never will Kelly Insurance Agency abandon you! Loss of use pays for lodging, meals, and rent over and beyond what you would normally pay in the event that your apartment is damaged.

Medical Payments

If someone else is injured in your condo or on nearby property, medical payments coverage will cover their bills. Your association's insurance should take care of injuries sustained in a shared space.

Your Personal Possessions

Nearly all of your belongings are covered if they are stolen or destroyed as personal property. This can apply to clothing, gadgets, bicycles, tools, furniture, and more. Even anything kept outside of your house, such as sheds, garages, cars, etc., are insured.

Talk to our insurance experts

Speak with insurance experts and ask questions before finalizing your plans or if you want help regarding our services. Our dedicated staff is more than happy to call and guide you.

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