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Discounts on Auto Insurance: Reduce the Cost of Auto Insurance

  • Vehicle Equipment

  • Driving History & Habits

  • Driver's Education

  • Driver Affiliations

  • Customer Loyalty

Ask us about additional savings you may qualify for. Discount or premium reductions are available for both new and current auto policies! Discounts for multiple cars, good drivers, among others are included in these savings.

Discounts on Vehicle Equipment

Air Bag Discount: If your car includes air bags, you might save as much as 23%. These savings are available for your auto insurance's personal injury or medical bills coverage.

Discount Anti-Lock Brakes: Does your vehicle have an anti-lock braking system fitted from the factory? Congratulations! A 5% discount could be applied to some auto insurance plans.

Discount on Anti-Theft Systems: Automobiles with integrated anti-theft systems may qualify for a premium reduction of up to 23%.

Discount on Daytime Running Lights: If your automobile has daytime running lights as standard equipment, you may be eligible for a 3% reduction on some auto insurance policies.

Discount on New Vehicles: Brand new cars you may be eligible for a 15% reduction on some auto insurance plans if your vehicle is three years old or newer.

Discounts for Driving History and Habits

Five-Year Good Driver Discount Without Any Accidents: Perfect driving history? With good driver discounts, that may result in significant savings on auto insurance. You might save up to 22% on the majority of coverages if you haven't had an accident in the last five years.

Use of Seat Belt Discount: Fasten your seatbelt and reduce your speed. You may be eligible for a premium reduction if you and your passengers consistently use seat belts.

Discounts for Driver Education

Discount for Defensive Driving: You might be able to save more if you've taken a defensive driving course. See if you qualify for this state-by-state defensive driving information page auto insurance discount.

Discount on Driver's Education: You can be eligible for a discount on most coverages if a young driver in your family has successfully completed a driver's education program.

Discount for Good Students: Academically successful full-time students may be eligible for discounts of up to 15% on specific coverages.

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Driver Affiliation Discounts

Discount on Emergency Deployment: It is a privilege to provide United States Military policyholders with an exclusive benefit. You may be qualified for a 25% reduction on your auto insurance if you're a part of an emergency deployment to an area of immediate risk.

Eagle Discount for Federal Employees: You may be eligible for the Eagle Discount, which can save you up to 12% on your entire vehicle insurance rate, if you are a current or former federal employee. Check out the Eagle Discount (offered in most states) for eligibility and details.

Employee and Membership Discounts: You may be eligible for an extra reduction on your auto insurance rate if you are a member of any of the more than 500 affiliated employers and/or clubs.

Military Savings: Our carriers are honored to return the favor to those who have contributed so much to their nation. A discount of up to 15% on specific auto insurance coverages may be available to those who are on active duty, retired from the military, or members of the National Guard or Reserves.

Customer Loyalty Discounts

Multiple Vehicle Savings: If you insure multiple vehicles through Kelly Insurance Agency, you may receive a discount of up to 25% on the majority of your auto insurance policies.

Discount for Multiple Policies: You may be eligible for an auto insurance discount if you insure your vehicle with Kelly Insurance Agency and also have an active homeowners, renters, condo or mobile home policy with our agency.

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