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What is collision coverage?

If another car strikes yours, collision insurance will assist with the expense of repairs. In the event that you collide with another car or object, it can also lower the cost of damages. This implies that you can utilize it regardless of your guilt. In contrast to certain coverages, you don't choose a collision limit. The maximum amount it will pay is determined by your car's true cash value. You shall be liable for the amount of your chosen deductible.

What kind of accidents does collision cover?

Your car’s damages may be covered by collision insurance if it:

Hits another vehicle

Is Hit by another vehicle

Hits an object like a fence or sign

What damage is not covered by collision coverage?

Only car damages are covered by collision insurance. This implies that damage to another person’s car or property would not be covered. Additionally, collision coverage does not cover all car damage. Among the damages that are not covered are:

Floods

Theft

Vandalism

Fire

Hitting an animal

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