8659 Baypine Road, Suite 200A Jacksonville, FL 32256
Personal Injury Protection (PIP)
What is Personal Injury Protection?
In the event that you or any of your passengers are hurt in an accident, personal injury protection (PIP), also referred to as no-fault insurance, pays for your medical bills and lost income. You are protected by PIP coverage regardless of who is at fault. Personal Injury Protection is mandatory in the state of Florida.
What does Personal Injury Protection (PIP) Cover?
In the event that you or any of your passengers are hurt in an accident, personal injury protection (PIP), also referred to as no-fault insurance, pays for your medical bills and lost income. You are protected by PIP coverage regardless of who is at fault. Personal Injury Protection is mandatory in the state of Florida. The following are covered expenses under Personal Injury Protection:
Bills for both you and the people covered by your policy (which also includes coverage for you if you get struck by a car while biking or walking)
Lost earnings if an injury prevents you or your passengers from working
Household services include yard work, housecleaning, and child care
Disability and rehab costs
Death benefit (given to your relatives in the event of a deadly auto accident)
What isn't Covered by PIP Insurance?
Following an accident, no-fault insurance will not pay for costs unrelated to personal injury, such as:
Theft of your vehicle
Damage to your vehicle
Damage to someone's property
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